Financial ratio tool

Cash Ratio Calculator

Calculate cash ratio using cash and cash equivalents and short-term liabilities to estimate cash-based debt coverage.

3 outputs Cash ratio, cash surplus/deficit and interpretation
Liquidity Cash-based debt coverage
Fundamental analysis Financial ratio interpretation

Calculator

Cash ratio calculator

Enter cash and cash equivalents and short-term liabilities to calculate cash ratio.

Cash ratio 0.60
Cash surplus/deficit -200,000.00 TRY
Interpretation Partial cash coverage

Results provide a general financial interpretation. Receivable collection, debt maturity and cash conversion cycle should also be considered.

Cash ratio formula

Cash ratio
Cash and cash equivalents / short-term liabilities
Cash surplus or deficit
Cash and cash equivalents - short-term liabilities

Example cash ratio calculation

If a company has 300,000 TRY in cash and cash equivalents and 500,000 TRY in short-term liabilities, the cash ratio is 0.60. Cash deficit is 200,000 TRY.

Frequently asked questions

What is cash ratio?

Cash ratio is a liquidity ratio calculated by dividing cash and cash equivalents by short-term liabilities.

What is a good cash ratio?

A higher cash ratio may indicate stronger cash-based short-term debt coverage, but the ideal level may vary by sector.

What is the difference between cash ratio and current ratio?

Current ratio includes all current assets. Cash ratio only measures short-term debt coverage using cash and cash equivalents.